Purchasing a home is one of the largest investments you and your family will ever make. You can search for a home that appeals to you, but there are many more decisions that need to be made when purchasing a home. As a Top Realtor, I can help find your home in the Athens, Watkinsville, Bogart, Colbert, Hull and surrounding areas.
You can search everything the web has to offer right here! On the left you can search our Athens Multiple Listing Service of all the homes for sale in our 10 county area. The button below it is a link to the Georgia MLS, which is a state wide database of homes. The best one to use is the first red button (Search All Homes in Athens and the Surrounding Area) This button gives you the access to the majority of the homes in our area. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR® for life. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Let me put my 22 years experience to work for you!
- Jim Clauser  
Financing Your Home >Balloon Mortgages
In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.
Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.
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| Q |
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?
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| A |
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state. |
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