Athens, Watkinsville and Colbert real estate and homes for sale in Georgia, New Construction, Condos - Jim Clauser, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Athens, Watkinsville and Colbert real estate listings, home buying, selling and homes for sale in Georgia - NUMBER1EXPERT(tm)
Contact Information
Email Jim Clauser
Login
Go To Sitemap
Jim Clauser
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 706-433-2670.

Special Offers
Get Free Presentation On My Home Marketing.
Before signing a contract with any REALTOR®, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

Testimonials
Thanks for everything!
Kit Trensch
Read Quote >
View All Quotes >

TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Jim Clauser is one of The Top Selling Real Estate Experts™
Find Out More >



Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
Name:
Email:
Affiliates
Fantastic Carpet and Upholstery Cleaning
All-Stars Carpet & Upholstery Cleaning
Find Out More >
View All Affiliates >

Unique and Luxury Homes
Welcome > Find Homes > Search All Homes > Unique & Luxury Homes ...

Luxury Real Estate

LuxuryRealEstate.com

Premier Properties Only

PremierPropertiesOnly.com "Only Our Site Will Show You The Most Premier Properties Available."

Unique Homes

UniqueHomes.com "The Magazine Of Luxury Real Estate."

Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Athens, Watkinsville and Colbert area REALTOR®, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Who is the world's largest landowner?

A 
The United States government, with holdings of 728.8 million acres of land.
See More Real Estate Trivia >


Print This Page Send To A Friend


Jim Clauser, REALTOR®, real estate agent and broker for Athens, Watkinsville and Colbert, Georgia home listings, property and land for sale - NUMBER1EXPERT

Jim Clauser
RE/MAX Associates Athens - Oconee, Inc.

1055 Baxter Street
Athens, Georgia 30606
Licensed in the State of Georgia
Direct: 706-433-2670
Toll Free: 800-202-0805
Cell: 706-714-1181
Fax: 706-433-0542
Jim@JimClauser.com

My goal is simple. I promise to offer professional service! Look around my site and if you need anything I'm just a call or email away.

REALTOR MLS Equal Housing ABR ePro


RE/MAX Associates Athens - Oconee, Inc. Logo

www.JimClauser.com is brought to you by Jim Clauser, real estate for
Athens, Watkinsville and Colbert, Georgia

Read Jim Clauser's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge



USA and Canada Real Estate - NUMBER1EXPERT
NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.

www.JimClauser.com is brought to you by Jim Clauser