Purchasing a home is one of the largest investments you and your family will ever make. You can search for a home that appeals to you, but there are many more decisions that need to be made when purchasing a home. As a Top Realtor, I can help find your home in the Athens, Watkinsville, Bogart, Colbert, Hull and surrounding areas.
You can search everything the web has to offer right here! On the left you can search our Athens Multiple Listing Service of all the homes for sale in our 10 county area. The button below it is a link to the Georgia MLS, which is a state wide database of homes. The best one to use is the first red button (Search All Homes in Athens and the Surrounding Area) This button gives you the access to the majority of the homes in our area. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR® for life. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Let me put my 22 years experience to work for you!
- Jim Clauser  
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
Where is the world's tallest apartment block?
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| A |
The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
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